Bring Change, Donate For Special Occasion

Posted on by

Each of us like to do something different on our special days then why not choose to donate for special occasion? There are innumerable occasions we celebrate during the year. Be it birthdays, anniversaries, weddings, festivals, success parties and the list goes on. During these times we spend lavishly because we are capable of spending so much but would it hurt our pockets if we decide to spend some amount from our budget for the benefit of the underserved children? Hope not!

Donation for special occasion does not mean one has to contribute lump sum of money to a non-profit organisation in India or abroad. It is the intent and the potential behind the donation that counts. For example: if a donor donates Rs. 750 for special occasion towards The Akshaya Patra Foundation, a non-profit organisation in India implementing the mid-day meal scheme, then the donor is actually taking care of a child’s school lunch for one whole year. How? The operational and administrative efficiency of Akshaya Patra allows the NGO to provide one wholesome meal per day to a child at a cost of just Rs. 750 for one whole year. This non-profit organisation in India has been implementing the mid-day meal scheme since 2000. Today, it serves freshly cooked nutritious mid-day meals to 1.4 million children across the entire country, every day.
As a transparency and accountability policy, this non-profit organisation in India regularly publishes its Annual Report for each financial year. Along with reporting the achievements, developments and plans for the next year, it religiously publishes all its audited financial statements and reports for its stakeholders. It accounts all the grants, subsidies and donations it has received to implement the mid-day meal scheme and how the fund was utilised. In the financial year 2013-14, Akshaya Patra’s programme-wise break-up of cost is, 84% for the mid-day meal programme, 12% for programme management and 4 % for fund raising and communications. Among various communication awards, Akshaya Patra has become the first NGO to have been inducted to the Institute of Chartered Accountants of India’s (ICAI) Hall of Fame as a result of being the recipient of the Gold Award for Excellence in Financial Reporting for five consecutive years – a true testimony to the Foundation’s transparent model of operation.

The beneficiaries of this non-profit organisation in India are young hearts studying in Government schools. They are children who cross all barriers to come to school because of their strong determination to change the future. The success stories will introduce you to children from across India who despite all odds has their dreams and aspirations just like any other child growing up amidst comforts. When you choose to donate for special occasion, you are actually acting upon to change one or more of these lives.

view full post »

Different Types Of Financial Markets – Get To Know Them

Posted on by

There are several different types of financial markets. Financial markets are tools that allow people to buy and sell securities or commodities and other financial tools. Investors typically trade and sell the various forms of financial instruments through what is called the stock market. They also have the ability to trade between buyers and sellers. The trading can be done both domestically or internationally according to fair market pricing.

Capital markets are different types of financial markets that deal with the trade of certain types of bonds and stocks. Capital markets can either relate to newly issued bonds and stocks. Or it may handle trades of pre-existing bonds and stocks. This market is typically referred to as either the bond or stock market. The bond market oversees financing regarding the issuance of various types of bonds. And the stock market does the same but for stock issues.

Other vital markets include money markets. Money markets are components of the financial markets. This type of market concerns itself with short-term borrowing and lending practices of securities with a maturation date of one year or less. Various instruments are traded in money markets such as treasury bills, commercial paper, certificates of deposit and several other financial instruments. Money markets essentially facilitate short term debt and capital financing.

view full post »

Door To Door Loans- Small Cash Borrowing On Easy Terms

Posted on by

Emergency situation can arrive at your doorstep any time and without intimation. Such situation may make you short of money, if you dont have sufficient earnings as well as previous savings. In that circumstance, youre left with no other option except to borrow some money from the financial institutions. Many lenders nowadays offering short term finance plans called door to door loans.
The doorstep loans are available to the customers on easy terms. You need not to produce collateral or your previous credit record to a lender for this purpose. You therefore can apply freely for small cash, even if you dont have a clean credit record. Doorstep advance is offered through online mode. Therefore, first you have to submit loan application form on the site of a lender. After 24 hours of application submission, cash will be in your bank account. The money, which will be approved to you, is between 500-2000 pounds. The tenure of the short term advances is 2-4 weeks. However, to get cash under these debt plans, you must possess the following qualifications:

a.Youre an UK national,
b.You have attained the age of 18 years on the date of loan application,
c.Your monthly compensation should not be less than 1000 pounds &
d.You have a valid bank account.

You can enjoy the advance fund according to your own requirements. You can buy a new DVD player, handset, electrical fan with this money. Alternatively you may repair your
existing household items pay the installments due of your new flat, deposit the monthly school fee of your children etc.

view full post »

Building Passive Income With The Prophetmax Program

Posted on by

Creating hands free passive income so you can retire early, buy a house on the beach and live your dream lifestyle is something that everyone wants but less than 2% of the population actually ever achieves.

ProphetMax was created by Senen Pousa to help average people create passive income and finally achieve that elusive dream lifestyle.

Having monthly and residual passive income flooding into your bank account while you hang out on the beach sounds great but the question is does Senen Pousa’s ProphetMax program actually deliver results?

view full post »

Financial Plan is Important So Why Many of us Don’t Have One

Posted on by

We all love to dream about the future we want, but many of us do not like the idea of organizing our finances and preparing a financial plan. It seems that our dream of our future is the fun part, but planning sounds like tedious and boring work. This is evident by the fact that 65% of individuals do not have a financial plan.

A study found that the benefit of having a financial plan is very significant. On average, individuals who had a plan for retirement had two and half times more assets in their retirement than those who did not have a plan. Having a plan is only part of the success equation because working with an advisor and having a financial plan shows that there is a nine to ten times increase in assets than with those who do not work with an advisor and have a financial plan.

This may explain why one third of individuals consider winning the lottery as one of their financial strategies to achieving their financial goals. So why do most of us not have a plan? It cant be because of a lack of awareness since there are many financial institutions that are advertising the importance of planning. There is also a lot of information and material on the subject with millions of results on Google. So when it comes to Financial Planning why is it that we are not prepared? Well here is a list of the three myths that I have experienced people saying.

view full post »